A SEP IRA is a type of plan under which the employer contributes (up to a certain limit) to an employee’s IRA.


The SIMPLE plan may appeal to small biz owners as it is easy to set up, administer, and allows for a tax deduction.

Stretch IRAs

IRA Rollover

If you leave a job or retire, you should consider your options regarding your employer retirement plan assets.

Roth 401(k)

A Roth 401k is funded w/after-tax money, allows for tax- and penalty-free withdrawal of earnings if req are met.

Profit-Sharing Plans

Money Purchase Pension Plans

403(b) Plans

A 403(b) plan is a tax-deferred retirement savings plan that can only be offered by a 501(c)(3) tax-exempt entity.

Why Purchase Annuities

Annuities, an insurance-based financial vehicle, can provide many benefits that retirement investors might want.

Split-Annuity Strategy

A split annuity strategy can generate immediate income while potentially stretching some retirement savings.

Annuity Living Benefits

Living benefits can help protect variable annuity owners from running out of money in retirement.

How Much Do I Need to Save?

Many realize it’s important to save for retirement, but knowing exactly how much to save is another issue altogether.

A New Chapter for Retirement

1035 Exchanges

A Section 1035 exchange is a tax-free exchange of an existing annuity contract or life ins. policy for a new one.

Unforgettable Birthdays

There are key dates after you turn 59 that can impact your taxes, Medicare eligibility, and retirement benefits.

Your Business and Retirement

Allocating too much of your retirement investments to one company, even your own, can be a risky proposition.

Planning Options

There’s a variety of retirement planning options that could help meet your needs. Here’s some of the most popular.

Future of Social Security

Social Security Income

Self-Employed Retirement Plans

Tax-deferred retirement plans for self-employed individuals have higher contribution limits than IRAs.

Indexed Annuities

An indexed annuity may provide some upside potential and downside protection.

Retirement Plan Distributions

When receiving money accumulated in your employer-sponsored retiremnt plan, you have 2 options: lump sum or annuity.

Traditional IRAs

If you do not participate in an employer-sponsored retirement plan, you might consider a traditional IRA.

401(k) Plans

401(k) employer-sponsored retirements plans have many benefits, including that the funds accumulate tax-deferred.

Managing Retirement Plans

Employer-sponsored retirement plans are more important than ever, but managing the assets can be confusing.

Save Now or Save Later

If you start saving for retirement sooner, the more money you are likely to accumulate and possibly retire sooner.

Roth IRAs

Qualified Roth IRA distributions in retirement are free of federal income tax and aren’t included in gross income.